Service Policies

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Cancellation Policy

After booking a session, you have 48 hours to cancel for a refund OR reschedule for a later date. After 48 hours, your booked appointment will be considered final and will not be eligible for cancellation, refund or rescheduling.

Rescheduling Policy

To reschedule your session, use the link to your session confirmation. If you cannot locate your confirmation email, please click here to contact me for assistance.

Terms Of Service

Purchases & Reviews

If you purchase one of the digital products from our site, our order system will automatically send you emails inviting you to leave a review. This is an automatic setting we have enabled to encourage feedback on our products. By purchasing, you are agreeing to be included in this automatic process. Reviews can only be submitted by verified purchasers.

Disclaimer

Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs, or otherwise. This may come in the form of text links, linked images, and clickable advertisements. Clickable advertisements are tailored to your online activity and may not be representative of Budgets From Scratch or its subject topics. Any references to third-party products, rates, or websites are subject to change without notice.

All opinions or reviews on this site are Karen’s own. She will never recommend poor-quality products or create false reviews to make sales. It is her intention to explain products so you can make an informed decision on which ones suit your needs best.

Disclosures

Information presented on Budgetsfromscratch.com is intended for informational purposes only and is not meant to be taken as financial advice. This blog contains personal opinions, conversations with friends and colleagues, and personal research. While all attempts are made to present accurate information, information may become outdated over time.

Although she tries to offer accurate information, under no circumstances can or does Karen warrant the completeness or accuracy of the content found on Budgetsfromscratch.com, or its usefulness for any particular purpose. Therefore, Karen makes absolutely no promises or warranties, nor accepts responsibility for any liability, injury, or damage that you may cause or incur when using the information provided on budgetsfromscratch.com.