Karen Maine is the founder and CEO of Budgets From Scratch, a preeminent instructional firm that teaches the foundations of budgeting through personalized one-on-one budgeting services.

Raised by a single mom, Karen understood the importance of budgeting at a very early age when her mother took her to the bank to inquire about ways to teach children how to manage money. Acknowledging her personal struggle with money management, her mother wanted to end the generational stigma that money should not be discussed between parent and child.

Armed with a children’s bank kit that included mock checks, a checkbook register and instructions on how to track income and expenses, Karen’s journey to becoming fully financially sufficient began. Using money earned through chores, Karen learned the importance of budgeting to pay for necessities and tracking money to identify savings opportunities.

Realizing that this was a skillset that came easy to Karen, her mother soon handed over her checkbook and gave Karen full access to all of her accounts in an effort to better save for retirement. Before long, she dubbed Karen as her “Budget Angel”. To date, Karen’s mother is fully and comfortably retired.

Karen went on to teach budgeting concepts to numerous family members and friends. The opportunity to broaden her desire to teach others expanded even more when she stumbled across Tiffany “The Budgetnista” Aliche on social media.

For over 4 years, Karen served as the Chief Operating Officer for three companies founded and owned by Tiffany “The Budgetnista” Aliche. During this time, she helped increase profits from six to seven figures while, at the same time, helping to eliminate unnecessary expenses and maximize every dollar. Budgets From Scratch is fully endorsed and promoted by Tiffany as a highly regarded teaching platform that focuses on providing one-on-one help with budgeting.

Budgets From Scratch is on a mission to disseminate the taboo of money management with a platform that speaks to all learners and earners who are ready to take control of their finances through budgeting.